World App Adds Encrypted Chat, Crypto & Banking Tools
World App just got a major upgrade, adding powerful new features like encrypted chats, virtual bank accounts, and built-in cryptocurrency payments. These updates make it one of the most secure and user-friendly platforms for verified users around the world.
**Encrypted Messaging for Verified Users**
A new secure chat feature now helps users know who they’re really talking to. If someone is verified, their messages show up in blue bubbles. If they’re not verified, their messages appear in grey. This simple change makes it easier to trust who you’re chatting with and keeps spam and bots out.
Verification is done through a device called the Orb, which takes a 30-second scan of your iris and face. From this, it creates a unique digital code called an IrisCode, which confirms your identity without storing private data. It’s a smart way to prove you’re a real person online while still keeping your privacy.
**Virtual Banking and Crypto Made Easy**
With the new update, you can now receive money directly into a virtual bank account. You can also move funds from your regular bank account and convert them into cryptocurrencies like USDC, EURC, wrapped Bitcoin, Ethereum, or even tokenized gold. Over 100 digital assets are supported.
You can send and receive crypto right inside your chat, just like using Venmo. These in-chat payments will first be available in the U.S., starting in May, after biometric verification is complete. This system makes it simple and fast to use crypto for everyday payments, without needing to deal with complicated banking systems.
**One App for Everything: Identity, Money, and Chat**
World App is becoming more than just a messaging platform—it’s aiming to be a full “super app.” That means everything from chatting with friends, verifying your identity, sending money, and doing business across borders—all in one place.
The app’s developers say it’s built to handle the rise of AI and digital threats by offering strong security and real identity checks. It’s also designed to support global crypto use under tech-friendly policies, helping more people join the digital economy safely.
With these updates, World App combines secure communication, verified identity, and simple financial tools into one powerful platform. Whether you’re chatting with friends or sending money internationally, it’s now easier—and safer—than ever before.