**XRP Price Prediction: Could XRP Reach $4.20 by January 2026?**

*Disclaimer: Crypto is a high-risk investment. This article is for informational purposes only and does not constitute financial advice. Always do your own research before investing.*

As the crypto market starts to bounce back and investors move away from safer assets like gold, XRP is gaining popularity again—especially among retail traders.

One reason for the renewed interest in XRP is Qwen AI, a powerful trading assistant that’s been making waves in the Alpha Arena trading contest. With strong performance under its belt, traders are starting to take Qwen AI’s predictions seriously. We asked it where XRP might go in the next few months, and its response was very optimistic.

**Qwen AI Predicts XRP Could Hit Between $3.80 and $4.20**

According to Qwen AI, XRP could see a 45% to 60% price increase by January 2026. It believes XRP has a realistic chance of hitting between $3.80 and $4.20 within that time frame.

Why the confidence? Qwen AI pointed to strong technical signals. After the recent dip, XRP bounced back from the $2.20 support level, which is a key price floor. Right now, the Relative Strength Index (RSI) is around 63, which suggests there’s still room for growth before the coin becomes overbought. A breakout above $2.85 could confirm the start of another big upward move.

**XRP ETF Approval Could Be a Game-Changer**

Another factor that could push XRP higher is the upcoming ETF decision window in January. If an XRP ETF gets approved, it could attract a wave of new investment into the token, fueling further gains.

**Other Reasons Why XRP Might Surge**

Qwen AI didn’t rely on technical analysis alone. It also highlighted several other potential drivers for XRP’s growth:

– **Regulatory clarity**: If Donald Trump returns to office, his administration might bring long-awaited crypto regulations. This could make it easier for institutions to invest in XRP.

– **Q4 crypto boom**: Historically, the fourth quarter has been one of the strongest times of the year for cryptocurrencies.

– **Interest rate cuts**: If the Federal Reserve lowers rates, more money could flow into riskier assets like altcoins—and XRP could benefit from that shift.

**How to Store Your Crypto Safely**

If you’re planning to stock up on XRP and other altcoins ahead of a potential bull run, make sure you’re keeping them safe. Best Wallet is a secure app that lets you hold your crypto while staying in full control of your private keys—no need to leave your coins on centralized exchanges.

With Best Wallet, you can store all major cryptocurrencies like XRP, Bitcoin, Ethereum, and others in one place. The app also includes portfolio tracking, built-in swaps, and easy access to DeFi tools so you can stay ready when market momentum hits.

Plus, there’s an added bonus—the Best Wallet token rewards users for being active in the ecosystem. Staking rewards can go as high as 79%, and their presale has already raised over $16.6 million.

You can download Best Wallet today from the App Store or Google Play and prepare for what could be the next big crypto rally.