World App just got a major upgrade, making it easier and safer for people around the world to chat, send money, and use web3 tools—all while keeping their identity private.

The app, developed by Worldcoin creators Sam Altman and Alex Blania, now includes secure messaging, instant digital payments, and access to Mini Apps right inside chat threads. These new features aim to make the app more social and functional, while keeping user privacy and digital identity protection a top priority.

One of the biggest updates is the new World Chat. It lets users send messages, create group chats, and share photos or videos, just like WhatsApp or Telegram. But it also comes with built-in verification. Messages from verified users show up in blue bubbles, while unverified ones appear in gray. This helps users know who they’re really talking to. Profile pictures are also matched with stored images to prevent fake accounts.

You can now send and receive money directly in chats—instantly and with zero fees. Want to split a bill with friends or send money for someone’s birthday? It’s all possible within a single conversation. Transfers even come with fun animations for special occasions.

Mini Apps now run inside the chat too. These small apps let users play games, check prediction markets, or manage savings without leaving the conversation. It brings both fun and financial tools into one easy-to-use space.

The app has also expanded its digital asset features. Virtual accounts are now available in 18 countries, including the U.S., Japan, South Korea, Singapore, Taiwan, and several Latin American nations. Users can receive salaries, move money from their banks, and instantly convert it into stablecoins like USDC—all with no fees.

More currencies are supported now too, such as EURC, wMXN, wARS, wCLP, wBRL, wPEN, and wCOP. Verified users can earn rewards with high APY rates: up to 15% on USDC and 18% on WLD tokens. The Earn feature uses proof-of-humanity to make sure users aren’t creating fake accounts for extra rewards. Over 100 digital assets are available for trading, including Bitcoin, Ethereum, tokenized gold, and World Chain tokens.

World ID is getting smarter too. New tools include verified human badges (to reduce impersonation), age verification that protects your privacy, and even Tinder integration in Japan. With these updates, users can prove they’re real without giving away personal info.

However, not everyone is on board with how digital identity is being handled. Ethereum co-founder Vitalik Buterin warned that centralized identity systems could hurt user privacy and take away the freedom of staying anonymous online. He believes people might need multiple identities for safety or creative freedom.

Despite that concern, World App continues to grow fast. A new user joins every 1.7 seconds, and Orb ID verifications happen every 3.6 seconds. It’s now the most-used self-custody wallet globally.

As of now, Worldcoin’s token (WLD) is priced at around $0.598 with a daily trading volume of over $87 million.

In short, the World App update makes it easier to connect with people securely, move money across borders instantly, and manage digital assets—all while keeping your identity safe and private in the web3 world.