In a surprising update from the Federal Reserve, Vice Chair Michelle Bowman has suggested that Fed employees should be allowed to own a small amount of cryptocurrency. Speaking at a blockchain event, Bowman explained that hands-on experience with crypto could help staff better understand the technology behind it.

She compared the current policy—banning staff from owning digital assets—to asking someone to teach skiing who’s never worn skis. It just doesn’t add up.

The Fed introduced strict rules in 2022 after some top officials were caught making questionable trades. But Bowman believes these restrictions are now a problem. They make it harder to hire and retain tech-savvy talent who are essential for navigating the future of finance.

This isn’t just about personal investments. It’s a bigger strategy to help the Fed keep up with how fast the financial world is changing. Bowman said that if the Fed wants to regulate crypto properly, it needs people who’ve actually used it.

She also warned that being overly cautious about new technologies could backfire. The financial system is going to change—with or without them. So it’s better to get involved now, help shape the rules, and make sure safety and innovation go hand in hand.

Her comments could signal a shift in how U.S. financial regulators approach crypto, especially as public and political support for digital assets continues to grow. Bowman believes that while crypto still carries risks, those risks can be managed—and the potential benefits are too big to ignore.

Allowing Fed staff to own a small amount of crypto could be a big step toward smarter, more adaptive regulation in the digital age. It shows an openness to learning, evolving, and keeping pace with innovation.

This mindset matches what’s happening in the wider crypto space. Projects like Wall Street Pepe ($WEPE), Just a Chill Guy ($CHILLGUY), and SUBBD ($SUBBD) are leading the way in showing how blockchain is reshaping finance and content creation.

Wall Street Pepe ($WEPE) is a meme coin with a mission. Inspired by the GameStop movement, it aims to give power back to everyday traders. Holding $WEPE gives you access to a private community filled with trading tips, alpha calls, and exclusive insights. This multichain project is building on both Ethereum and Solana, creating a strong network of investors working together.

If you want to join the financial revolution and feel part of something bigger, $WEPE could be worth checking out. It’s more than a coin—it’s a movement backed by community, with future plans including NFTs and leaderboards.

You can grab $WEPE now for just $0.001 during its presale.

Looking for something more relaxed? Just a Chill Guy ($CHILLGUY) might be your vibe. This meme coin exploded from a TikTok trend and built a fun-loving community along the way. It runs on the fast and low-cost Solana blockchain, making it super easy for anyone to jump in.

$CHILLGUY proves that crypto doesn’t always have to be serious. It’s about good vibes, chill culture, and enjoying the ride with others who feel the same way.

You can buy $CHILLGUY from major exchanges for around $0.04423.

Then there’s SUBBD ($SUBBD)—a platform that’s changing how content creators earn and connect with fans. Using AI and Web3 tools, SUBBD lets creators automate tasks like voice cloning, livestreaming, and fan interactions.

Fans benefit too. By holding $SUBBD tokens, they unlock exclusive content, earn rewards, and even co-create experiences with their favorite influencers. With over 2,000 creators and 250 million fans already using the platform, SUBBD is building a future where creators are in control.

It’s also a great example of why regulators need to catch up—because platforms like this are already transforming industries.

You can join the SUBBD movement by buying $SUBBD at $0.056225 during its presale and enjoy 20% staking rewards.

While regulators debate whether to get involved with crypto, the world of decentralized finance (DeFi) keeps moving fast. From meme tokens like $WEPE and $CHILLGUY to creator platforms like $SUBBD, innovation is happening right now.

As always, do your own research before investing. These aren’t financial recommendations—just a look at what’s shaping the future of money and media.

The financial system is evolving. Stay informed, stay curious, and don’t get left behind.