**Top FIU-Registered Crypto Exchanges in India (2026): A Simple Guide for Safe and Legal Crypto Investing**

As of January 2026, India’s crypto space has grown fast but under tight regulations. If you’re investing in crypto, using an FIU-registered exchange isn’t just smart—it’s the law. The Financial Intelligence Unit of India (FIU-IND) now oversees nearly 50 platforms to make sure they follow rules under the Prevention of Money Laundering Act (PMLA). This helps keep the system clean and safe for everyone.

Here’s a simple guide to the best and safest crypto exchanges in India that are FIU-registered.

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### 1. **SunCrypto**
SunCrypto leads the pack in 2026 for security, simplicity, and strong support for Indian users.

– **Security First:** SunCrypto protects your data with encryption and stores funds in insured cold wallets worth up to $150 million.
– **Safe Bank Verification:** It uses a ₹1 deposit to confirm your bank account matches your ID.
– **Video KYC & Face Detection:** You blink or smile to prove you’re real, blocking fake accounts.
– **Location Checks:** Blocks logins from risky or foreign locations.
– **24/7 Human Support:** Get help anytime in English or Hindi—no chatbots only!
– **Quick Banking:** Indian bank support makes deposits and withdrawals fast.
– **Full Compliance:** Follows strict KYC and AML checks to stop fraud.

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### 2. **CoinDCX**
CoinDCX is popular among both beginner and advanced traders.

– **High-Level Security:** Seven-layer security system.
– **Proof of Reserve Audits:** Regular audits prove your funds are safe.
– **Advanced Trading:** Offers up to 100x leverage, spot, margin, and futures trading.
– **Extra Features:** “CoinDCX Pro” for charting, “Earn” feature for interest on idle assets.

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### 3. **WazirX**
WazirX has been a big name in Indian crypto since the early days.

– **P2P Trading Leader:** First in India to offer Peer-to-Peer Bitcoin trading.
– **Secure Systems:** Uses blockchain tech and multi-signature wallets.
– **Easy KYC:** Fast onboarding with biometrics.
– **High Liquidity:** Great for fast trades with big volumes.

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### 4. **ZebPay**
One of the oldest and most trusted exchanges in India, especially for long-term investors.

– **Cold Storage:** Keeps 98% of crypto offline for safety.
– **Bitcoin SIPs:** Automate Bitcoin or Ethereum buys weekly or monthly.
– **Focused on Investors:** Best for people who want to grow wealth slowly and safely.

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### 5. **Mudrex**
Mudrex treats crypto like investing in mutual funds.

– **Coin Sets:** Invest in theme-based crypto baskets like AI, DeFi, or Web3.
– **Global Compliance:** Registered in India, EU, and Italy.
– **Bank-Level Security:** Uses AES-256 encryption.
– **Easy Taxes:** Get automated tax reports via KoinX.

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### 6. **CoinSwitch**
CoinSwitch is beginner-friendly and mobile-first.

– **Start with ₹100:** Great for new users who want to try crypto without big risk.
– **Advanced Trading Tools:** “CoinSwitch PRO” gives more control for experienced users.
– **Help When You Need It:** “CoinSwitch Cares” helps recover from transaction mistakes.

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### 7. **Unocoin**
India’s first crypto exchange, built for everyday use.

– **Crypto Loans:** Borrow money without selling your Bitcoin.
– **Bitcoin SIP Plans:** Invest small amounts regularly to build long-term wealth.
– **Fast Transfers:** Supports the Bitcoin Lightning Network for quick payments.

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### 8. **Delta Exchange**
Best in India for serious traders looking at crypto derivatives.

– **Futures & Options Trading:** Trade complex strategies like calls and puts with ease.
– **Strategy Tools:** Use built-in tools like ‘Strategy Builder’ and ‘Basket Orders’.
– **INR Support:** Automatically converts crypto into INR—no need for USDT.
– **Tax Made Easy:** INR-based trades simplify tax filing.

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### 9. **Pi42**
A homegrown platform focused on Futures & Options trading in INR.

– **INR Margins:** No TDS on trades since profits are settled directly in INR.
– **Low Entry Point:** Start trading with as little as ₹10.
– **Strict Compliance:** Fully FIU registered with investor-friendly features.

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### 10. **Giottus**
Perfect for users who prefer local languages and guided investing.

– **Trade in Your Language:** Offers support in multiple Indian languages.
– **Crypto Baskets & Rewards:** Get high-yield rewards on top cryptocurrencies.
– **Cold Storage Partnered with BitGo:** Trusted institutional-grade security.
– **Expert Trading Signals:** Get real-time tips inside the app through ‘Giottus Signals’.

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### Why FIU Registration Matters

Using an FIU-registered crypto exchange means you’re fully compliant with Indian laws. These platforms automatically manage the required 1% TDS on your trades and ensure your investment activity is reported correctly to tax authorities. It protects your funds, reduces risk, and keeps you legally safe while you explore the world of digital assets.

If you’re over 18 and ready to invest smartly in crypto, always pick an FIU-approved platform like SunCrypto or others listed above.

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**Name**: SunCrypto
**Contact Email**: help@suncrypto.in

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**Note**: Crypto and NFTs are not regulated in India and carry risk. Always do your own research before investing. This guide does not offer financial advice.